Long Term Travel Insurance

We have been traveling around the world for years and learned from experience how important travel insurance can be. I have had some medical problems on the road; malaria in Malawi, a dive accident in Indonesia and when Ryan that was on a long motorcycle trip with me had an infection it ended up costing him thousands of dollars in Vietnam. Insurance is not only important for medical reasons, as bloggers we carry some expensive equipment with us in our backpacks and I have lost my fare share of gear. Recently Alya and I hiked The Fish river Canyon in Namibia, the river wall broke and I ended up swimming with a DSLR camera and lenses in my backpack, if it wasn’t for insurance I probably would have still been posting photos taken with my phone on the blog!

In our opinion a great travel insurance company World Nomads 

Problems we have experienced with insurance companies

  • Does not cover long term trips, they don’t see it as traveling.
  • Can not take out insurance while traveling.
  • Can not extend insurance on the road.
  • Does not cover ‘dangerous activities’ like diving and climbing

Going surfing, diving, hiking or bungy jumping?

  • Adventure Junkies, World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries – cover for more than 150 Adventure activities

Round The World Trip

Available to people from over 150 countries, get your free quote here!

Do I need travel insurance?

Well if you are going to travel the short answer is yes! If you do adventure activities or extreme sports obviously your risks are higher, but even being careful anyone can get sick or be injured. Sure getting a stitch or two or some antibiotics are cheap in some third world countries, but if you need care in an expensive facility or must be evacuated you can return home to a mountain of debt. We were on a motorcycle trip through Vietnam, a fairly risky affair, but a totally unrelated infection, that could have happened to anyone, ended up costing my friend almost $4000 in Vietnam.

Here are some true stories fellow travelers shared with me

In 2017 my wife and I traveled for 6 months throughout SE Asia. The medical aid in my country only covers you for 3 months, so for the rest we bought travel insurance through World Nomads. After settling into our Balinese Villa near Uluwatu, we wanted to experience a beach bbq, as we heard that they are amazing. After getting a recommendation from a friend, we decided to hit one of the legit places at Bingin beach for sunset. It truly was a romantic evening, with our feet in the sand, a spectacular sunset and the most succulent fish. About 30 minutes after we had paid and climbed the millions of stairs up to our scooter, I started feeling an itching sensation and felt as if my skin was burning. I decided that it must have been sunstroke and we continued to ride back to the villa. An hour later, my wife found me on the floor, skin red as a tomato, eyes bloodshot, and unable to move. Luckily the villa drove us to a hospital in Nusa Dua about 20 mins away. I have been blessed to have never suffered from any allergies in my life, so this was quite frightening. I was told that I had something called scombroid, the same symptoms as having a severe allergic reaction, but from bacteria that have grown during improper storage of fish. My wife was perfectly fine and we shared the same fish, I just ate the dark meat in the middle. I had to be put on a drip and passed out for about 30 mins while recovering. This was unfortunately not the only medical incidents we suffered on this extensive trip; I picked up a severe eye infection in Siem Reap, Cambodia and my wife cracking her coccyx about 2 weeks before (we were covered for these incidents). Travel insurance is highly recommended for these types of unexpected emergencies. Thank goodness we were covered! Cal Andrews Singapore n Beyond

I was very glad I always travel with insurance on a trip to the US from Australia back in 2006. My travel companion and I were staying in Scottsdale and had had an awesome day at the Grand Canyon. We were on our way back to Scottsdale in a tour van when something completely unexpected happened –my friend had a seizure. I screamed out to the guide/driver and he stopped the van and rung for an ambulance on the side of a highway. Thankfully, the seizure stopped but my friend was still out of it. An ambulance and police came and we were soon at the hospital. I kept being asked for insurance details – I needed to log in to my email to get them and this was before people travelled with smart phones so it was problematic. Luckily, a doctor took pity on me and let me use his laptop. That sorted, they took care of my friend who ended up spending the night in hospital and going back for some tests. He had never had a seizure before and it was completely unexpected. US$15,000 later and with some costs associated with changing on onward travel later, he was given the all clear. I am so glad we had insurance!  Sharon Gourlay Melbourne Family

Things you should know about travel insurance from WorldNomads.com

  1. Flexibility when you need it most
    Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling.
  2. Cover for a range of adventure activities
    From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
  3. World Nomads keeps you travelling safely
    All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
  4. Trusted reliable underwriters
    WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
  5. Value for money with the cover you need
    WorldNomads.com provides cover for what’s important for travellers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
  6. More than just great value travel insurance
    All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
  7. Commitment to exceptional customer service
    We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.

 

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